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Health  •  Life  •  Medicare

Medicare guidance

Understanding Medicare doesn’t have to be overwhelming.

From first-time enrollment to yearly coverage reviews, IBA helps you understand the pieces of Medicare and explore options that fit your health needs, prescriptions and budget.

MEDICAREHEALTH INSURANCE
PART AHospitalPART BMedical

Your Medicare card

One card. Several important pieces.

Your red, white and blue Medicare card shows when your Part A and Part B coverage begins. Keep it safe and never share your Medicare number with an unexpected caller.

New to Medicare

Approaching 65, retiring, or qualifying through disability? We’ll help you understand the timing and the next steps.

  • Parts A and B basics
  • Enrollment periods
  • Employer coverage transitions

Medicare Advantage

Explore all-in-one private plan options that may include medical, prescription drug and extra benefits.

Medicare Supplements

Learn how standardized Medigap plans work alongside Original Medicare.

Prescription Drug Coverage

Review formularies, pharmacies and estimated prescription costs before choosing Part D coverage. LIS/Extra Help may help people with limited income and resources pay Part D costs.

Special Needs Plans

For people with certain chronic conditions, institutional needs, or both Medicare and Medicaid.

Annual Coverage Reviews

Plans and needs change. A yearly review can help confirm your coverage still fits.

Good to know: IBA represents multiple insurance carriers. Plan availability, benefits and eligibility vary by location and individual circumstances.

Let’s make this easier

Ready to talk through your options?

No pressure—just personalized help and clear answers.

Schedule an appointment